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3 divorce tips for stay-at-home moms

As a stay-at-home mom, the thought of a divorce may make the future feel uncertain. You may not know how you are going to make ends meet when you and your husband split up.

You can have financial security after your divorce if you take certain steps. Document preparation, financial planning and fighting for support payments are crucial actions you should take before and during your divorce. 

1. Prepare documents

First of all, you must get your documents in order. Documentation of marital finances will help you get a fair settlement. The papers you should gather and organize include:

  • Bank statements
  • Paystubs
  • Tax returns
  • Insurance policies
  • Investment accounts
  • Mortgages 
  • Loans

You should also have a list of all your marital assets and debts. These documents will not only help you understand where you stand financially, but they will also assist your attorney, accountant and/or financial advisor in negotiations.

2. Create a financial plan

Without a clear financial plan in place, your divorce may lead to instability. Put a budget together and determine what you may need to do to remain financially secure after your divorce. Consider whether you need to get a job, go to school or receive vocational training. 

3. Fight for alimony

If you are a stay-at-home mom, it is likely you will get primary or joint custody of your children. You must learn about your options regarding spousal support with the help of your attorney. You will need to provide evidence you require spousal support payments from your ex to continue your previous lifestyle and provide stability for your kids. However, remember that even if you receive support payments, you will likely need a financial plan to cover some expenses. 

Breaking up with your spouse can be a scary thing to do, but sometimes, you have no other choice. Remember that you can achieve stability and success on your own.

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